The Top Mint Alternatives for Budgeting in 2025
For many years, Mint served as the primary budgeting app for countless users, providing a straightforward way to monitor spending, oversee credit scores, and handle financial objectives. Nonetheless, with Intuit discontinuing Mint at the close of 2023, numerous users are now on the lookout for a dependable substitute.
If you’re among those affected, you’re fortunate. We have evaluated several of the most well-known Mint alternatives to assist you in finding the ideal budgeting app for your requirements. Our top recommendation is Quicken Simplifi, owing to its user-friendly design, robust income and bill detection, and cost-effective pricing. Nevertheless, various other excellent choices exist depending on your financial management preferences.
Top Mint Alternatives in 2025
Quicken Simplifi – The Ultimate Overall Mint Replacement
Monthly Cost: $4 | Tracks Spending: Yes | Investment Tracking: Yes | Links to Bank Accounts: Yes | Mobile App: iOS, Android
Quicken Simplifi distinguishes itself as the premier Mint alternative due to its straightforwardness, value, and all-encompassing financial tracking functionalities.
Pros:
- User-friendly interface with an easy learning curve
- Effectively identifies recurring income and bills
- More reasonably priced than numerous rivals
- Facilitates account sharing with a partner or financial advisor
- Distinct refund tracker
Cons:
- Lacks a free trial
- No option for sign-up via Apple or Google ID
- No integration with Zillow for home value tracking
Simplifi features a sleek, intuitive dashboard that illustrates your balances, net worth, spending patterns, upcoming payments, and savings objectives. It also offers valuable visual representations without overwhelming users with excess information.
A notable feature allows for the categorization of only particular purchases from a merchant as recurring. For instance, you can designate Amazon Subscribe & Save purchases as recurring without extending the rule to all Amazon orders.
Although Simplifi does not offer Zillow integration for monitoring home value, it remains the top selection for individuals seeking a simple, effective budgeting instrument.
Monarch Money – A Versatile Alternative
Monthly Cost: Begins at $9 | Tracks Spending: Yes | Investment Tracking: Yes | Links to Bank Accounts: Yes | Mobile App: iOS, Android
Monarch Money is a robust budgeting application with extensive customization possibilities, making it perfect for users desiring greater control over their financial resources.
Pros:
- Thorough financial tracking
- Customizable budgeting and expense categorization
- Enables account sharing with family members
- Chrome extension available for importing Mint data
- Zillow integration for home value monitoring
Cons:
- More complex learning curve compared to other applications
- The mobile app is less user-friendly than the web version
- Fails to differentiate between bills and other recurring expenses
Monarch Money delivers a detailed financial perspective, featuring balance sheets, forecasts, and in-depth reports. It also supports automatic tracking of car values and includes a robust month-in-review function.
Although it may require some time to master, Monarch is an excellent option for those who seek comprehensive financial insights and customization capabilities.
Copilot Money – The Most Visually Appealing Budgeting App
Monthly Cost: Starts at $8 | Tracks Spending: Yes | Investment Tracking: Yes | Links to Bank Accounts: Yes | Mobile App: iOS
Copilot Money is a beautifully crafted budgeting app that provides a visually pleasing method to manage your finances.
Pros:
- Elegant, user-friendly interface
- Standalone app for Mac
- Competitive pricing compared to other options
- Strong visualization for recurring expenses
- Integrations with Amazon, Venmo, and Zillow
Cons:
- Lacks a web or Android app for now
- More inaccuracies in categorizing expenses than some rivals
- Some essential features are still under development
Copilot employs AI to enhance expense classification over time and includes a quick internal search functionality. It also enables users to keep track of transactions from Amazon and Venmo, making it a distinctive choice for frequent users of these services.
Despite the absence of a web and Android version, Copilot is a promising app that is continually developing new functionalities.
NerdWallet – The Top Free Budgeting App
Monthly Cost: $0 | Tracks Spending: Yes | Investment Tracking: Yes | Links to Bank Accounts: Yes | Mobile App: iOS, Android
If you’re in search of a no-cost budgeting app, NerdWallet stands out as one of the best choices available.
Pros:
- Completely free of charge
- User-friendly
- Provides weekly financial updates
- Includes monitoring for credit scores
Cons:
- Features advertisements
- Lacks customization for expense categories
- Less effective at identifying regular income
NerdWallet offers a straightforward, ad-supported budgeting experience emphasizing credit score monitoring and financial insights. Although it lacks some options for customization, it’s an excellent selection for those seeking a no-cost alternative to Mint.
YNAB – Ideal for Active Budgeting
Monthly Cost: Begins at $8 | Tracks Spending: Yes | Investment Tracking: Yes | Links to Bank Accounts: Yes | Mobile App: iOS, Android
YNAB (You Need a Budget) implements a distinctive strategy for budgeting by requiring users to assign a purpose to every dollar.
Pros:
- Strong emphasis on budgeting
- Zero-based budgeting method encourages intentional spending
Cons:
- Steeper learning curve
- Requires more manual input than other applications
YNAB is perfect for those who prefer a proactive approach to budgeting and are ready to invest the time into managing their finances consistently.
How to Transfer Your Financial Data from Mint
If you’re moving from Mint, you will need to manually export your financial data. Here’s how:
- Log into Mint.com and navigate to Transactions.
- Choose an account or select All Accounts.
- Scroll and click on Export [number] transactions.
- Your CSV file will start downloading.
Once you have your CSV file, you can upload it to your new budgeting application, depending on the import functionalities available.
Conclusion
Though the discontinuation of Mint was disappointing, numerous excellent alternatives are accessible. Quicken Simplifi continues to be our leading recommendation due to its user-friendliness and affordability, but Monarch Money, Copilot Money, and YNAB all present unique features that may align better with your requirements.
For those seeking a free alternative, NerdWallet is a reliable option, albeit with ads. Regardless of which app you elect to use, making the switch to a new budgeting tool will help you manage your finances effectively in 2025 and beyond.
Common Questions
1. What is the best free substitute for Mint?
NerdWallet is the top free substitute, offering budgeting tools and credit score monitoring without any subscription costs. However, it does contain advertisements.
2. Which budgeting application closely resembles Mint?
Quicken Simplifi is the most closely aligned with Mint in terms of features, user-friendliness, and cost.
3. Does Quicken Simplifi provide a free trial?
No, Quicken Simplifi does not have a free trial, but it does offer a 30-day money-back guarantee.
4. Is it possible to import my Mint data into these applications?
Yes, most budgeting applications permit the import of Mint data via a CSV file. Some, such as Monarch Money, provide a Chrome extension to facilitate the process.
5. What is the best budgeting app for couples?
Both Quicken Simplifi and Monarch Money enable account sharing, making them suitable choices for couples managing finances together.
6. Which budgeting app is most effective for investment tracking?
Monarch Money and Quicken Simplifi both deliver robust investment tracking features.
7. Is YNAB worth the investment?
YNAB is worth considering if you favor a hands-on budgeting strategy and wish to adopt a zero-based budgeting approach. However, it demands more effort than many alternative apps.
By selecting the appropriate budgeting application, you can maintain effective financial management even following Mint’s discontinuation. Happy budgeting!
